Research Topic · Peer-Reviewed

Health Insurances

Health insurance is a crucial aspect of human health research because it provides a mechanism for accessing medical care without the burden of high out-of-pocket expenses. There are many different forms of health insurance available, ranging from individual policies purchased on the open market to group plans offere…

Curated from this journal's research 📚 3 peer-reviewed articles cited Cited 22× across the literature 🔖 ISSN 2576-9383 🗓 Reviewed June 2026

Overview

Health insurance is a crucial aspect of human health research because it provides a mechanism for accessing medical care without the burden of high out-of-pocket expenses. There are many different forms of health insurance available, ranging from individual policies purchased on the open market to group plans offered by employers. One commonly used type of health insurance is known as a PPO or preferred provider organization. PPOs offer patients a network of doctors and hospitals that they can use for their medical care. When patients go out of network, they typically face higher out-of-pocket expenses, such as deductibles, copays, and coinsurance. Another type of health insurance is known as an HMO, or health maintenance organization. HMOs are typically more tightly managed than PPOs and require patients to choose a primary care physician who acts as a gatekeeper to other medical services. Patients who go out of network with an HMO may face much higher out-of-pocket expenses than those who stay in network. There are also various options for individuals who are unable to afford traditional forms of insurance. These options may include government-sponsored programs like Medicaid, as well as private programs that offer lower-cost coverage to those who meet certain eligibility criteria. Ultimately, choosing the right health insurance plan is a key factor in ensuring access to affordable and high-quality medical care. Whether through an employer-sponsored plan or an individual policy, finding a policy that meets the unique needs and preferences is essential to long-term health and wellbeing.

Research published in this journal

3 peer-reviewed articles, ranked by relevance. Each links to its DOI.

How this research is being cited

The 3 articles above have been cited 22 times in the scholarly literature. Citation data via OpenAlex and Crossref, updated Jun 2026.

A sample of recent works citing this journal's research on Health Insurances, linking to each citing work.

Editorial oversight

Curated from peer-reviewed research published in Human Health Research (ISSN 2576-9383).

Journal editorial board
Irma Brito · Portugal Suelen Boschen · United States Mohammad Nahid Siddiqui · Saudi Arabia

This page summarises published research for orientation; it is not medical or professional advice.